Scenes from last night’s SPARKLING and SPECTACULAR Gold Coast Master Brokers Forum Holiday Party and 20th Anniversary Celebration, graciously hosted by the stunning The St. Regis Residences, Bahia Mar!

Congratulations to our founding chair, Carolyn Block Ellert, who was surprised with a special honor recognizing her two decades of leadership, dedication, and unwavering excellence.

Many thanks to our amazing members for once again bringing generous gifts for The Pantry of Broward, Inc. Cheers to another remarkable year of Master Broker achievement, friendship, and community.

Happy Holidays and Happy New Year to all! 🎉🌟

MASTER BROKER LISTING: Eva Oliver and David Sporn present this tropical gem: a beautifully remodeled three-bedroom, two-and-one-half-bathroom at Grove Isle!

Upon entering this residence, you're greeted with 2,424 square feet of living space along with views of the bay, Grove Isle marina, downtown Coconut Grove, and lush tropical landscaping from every room. No expense was spared! Features include impact windows and sliding doors, incredible lighting throughout, custom closets, large porcelain tile floors, Nest thermostat, modern bathrooms, and a full-size laundry room with built-in cabinets, sink, and stacked front-loading washer and dryer by Bosh. The Italian kitchen has high-end cabinetry, stainless-steel GE Monogram Profile appliances, and a Mile dishwasher. The primary bedroom has a large walk-in closet and additional custom-built closet and motorized window treatments.

2 Grove Isle Drive, Unit B410 in Coconut Grove is currently listed for $2,650,000 Eva Oliver and David Sporn, who can be reached at Eva Oliver (786-356-7213/ eva@evaoliver.com) and David Sporn (305-803-3283/ David@DavidSpornGroup.com) with Coldwell Banker.

https://lnkd.in/e-PHGuj3

Scenes from last night’s FESTIVE and FABULOUS Miami Master Brokers Forum Holiday Party, generously hosted by Faena Residences Miami!

Congratulations to Emilio Palomo on receiving the 2025 MBF Legacy Award, and many thanks to our friends at Baci Milano USA for discounted pricing on member gifts.

Happy Holidays and New Year’s to all!

"This is the moment that I had been waiting for and that we, as a team, were waiting for. It's very beautiful for all of us."

Article link: https://www.axios.com/local/miami/2025/12/08/inter-miami-messi-win-first-ever-mls-cup

“WE NEED YOU TO DO WELL…AND YOU NEED US TO DO WELL.”

From our November 2025 Master Brokers Forum + New York Residential Agent Continuum (NYRAC) event, NYRAC founding chair Heather Domi explains the symbiotic nature of Miami and NYC’s business relationship, why you should NEVER BET AGAINST NEW YORK, and how New Yorkers are taking a “wait and see” approach regarding its new mayor.

https://youtube.com/shorts/j9eLPDJxoD4?si=RriATTp1yl4oLCbd

OPPORTUNITY FOR YOUR CHILEAN CLIENTS 🇨🇱

Chilean Nationals can now access special home loan programs through City National Bank of Florida.

If you have any Chilean clients looking for homes in Florida, reach out to Rich Campanella, Vice President, Mortgage Banker, and the dedicated residential lending team at City National Bank of Florida.

📞 Connect with Rich at 954-647-0106 or rich.campanella@citynational.com to explore these unique opportunities and provide your clients with the best financial solutions available!

“From a real estate brokerage viewpoint, Art Basel is invaluable...[It’s] another peg in the justification to have an estate in South Florida...We’ve sold countless homes from Miami and as far north as the Treasure Coast directly from an introduction to Art Basel.”

Article link: https://www.bizjournals.com/southflorida/news/2025/11/25/art-basel-miami-generate-millions-south-florida.html

From our November 2025 Master Brokers Forum + New York Residential Agent Continuum (NYRAC)) event, MBF past chair Alicia Cervera Lamadrid advises her fellow South Florida agents to pitch New York opportunities to clients during this unique window of time. https://youtube.com/shorts/cBzmdpMZZAo?feature=share

From our November 2025 Master Brokers Forum + New York Residential Agent Continuum event, NYRAC president Jason Haber shares his thoughts on how Mayor-Elect Mamdani’s policies are likely to work against the very people he’s trying to help. (See video at https://youtube.com/shorts/hTNOFHOnC5M?si=2NqB-j28s5RvLkAi)

Scenes from the October 2015 Miami Master Brokers Forum dinner and discussion hosted by Park Grove. “Transformative Paths: How the Ludlam Trail and The Underline Will Impact Miami” familiarized members with the proposals for the new (at the time!) urban trails.

🚀🚀 South Florida home sales in September and October show a dramatic revival after a stagnant couple of years. Is this reversal some kind of instant “Mamdani effect,” or does the market truly have the right stuff for sustained altitude? We boldly take one small step into the data, and one giant leap into this edition of “South Florida By The Numbers”; a Master Brokers Forum partnership with The Real Deal.

Article link: https://therealdeal.com/miami/2025/11/25/south-florida-by-the-numbers-one-giant-leap/

🧑‍💼 NEW REALTORS’ INCOME ⬇ $8,100 median
📉 EARLY-CAREER EARNINGS ⬇ 87% make under $50K
💰 TOP EARNERS (<2 yrs) ⬆ Only 2% made over $150K
🚫 EXCLUDING BROKERS: Less than 50% of all agents make over $50K
🔑 TRANSACTION VOLUME (<2 yrs): 71% closed fewer than 5 deals in 2024

Article link: https://www.miamiherald.com/news/local/article311750771.html

OPPORTUNITY FOR YOUR CANADIAN CLIENTS 🇨🇦
Canadian Nationals can now access special home loan programs through City National Bank of Florida.

If you have any Canadian clients looking for homes in Florida, reach out to Rich Campanella, Vice President, Mortgage Banker, and the dedicated residential lending team at City National Bank of Florida.

📞 Connect with Rich at 954-647-0106 or rich.campanella@citynational.com to explore these unique opportunities and provide your clients with the best financial solutions available!

Many thanks to our friends at Greenview at Presidential for hosting yesterday's productive Miami Master Brokers Forum board meeting! (Featuring another mortgage update from Rich Campanella and City National Bank of Florida.) To learn more about this unique project, visit https://lnkd.in/egBxgM6j.

🏡 HOME PRICES ⬆ 77% (since 2019)
💼 JOB GROWTH ⬆ 9.5% (vs. 5.5% nationally)
💰 LUXURY HOME SALES ⬆ from 8% → 24% of total
💵 ALL-CASH PURCHASES ⬆ 46% of $1M+ homes
🏠 LUXURY THRESHOLD ⬆ $1.4M → $3.5M
💎 ULTRA-LUXURY THRESHOLD ⬆ $3.5M → $10.7M
🚗 OUT-OF-STATE MOVERS ⬆ 22% (vs. 2019)
📈 2026 PRICE FORECAST ⬆ +3.4% (assuming rates stabilize)
💪 FUNDAMENTALS STRONG: Tight credit • High demand • Wealth migration

Article link: https://lnkd.in/e3yba2aF

🚨 For most of its 20 year history, the Gold Coast Master Brokers Forum has supported The Pantry of Broward with a toy drive and cash donations at our annual holiday party.

𝘽𝙐𝙏 𝙈𝙊𝙍𝙀 𝙀𝙎𝙎𝙀𝙉𝙏𝙄𝘼𝙇 𝙎𝙐𝙋𝙋𝙊𝙍𝙏 𝙄𝙎 𝙉𝙀𝙀𝘿𝙀𝘿 𝙍𝙄𝙂𝙃𝙏 𝙉𝙊𝙒 - please see below and consider a monetary donation at https://www.thepantryofbroward.org/donate/

🎥 60 Seconds of Mastery!

The Gold Coast Master Brokers Forum took over the Tower Club Fort Lauderdale for an unforgettable evening — generously hosted by City National Bank of Florida.

Highlights included insights from CNB leaders Rich Campanella and Ricardo Garbati, and an inspiring keynote by David Keesee on “Winning the Shift: How to Continue Breaking Records in a Tight Market.” 💼🔥

Watch the recap and experience the energy, ideas, and connections that make every MBF event one of a kind!

https://youtube.com/shorts/V4dbzuolqUs?si=jV24BKVytkW06iJC

MASTER BROKER LISTING: Master Brokers Forum members Rose and Dean Sklar Team present the “Van Gogh” estate on a 35,052 square feet waterfront lot. This six-bedroom, five and one-half bath home features 6,910 square feet, with office, media, and sound-proof room.

Enter into the grand foyer with 24-foot ceilings, crown molding, wood and marble floors, and Savant home automation. The gourmet kitchen features marble counters, stainless appliances, a center island, and a temperature-controlled wine room. The main-level guest suite is perfect for multi-generational living or a live-in nanny. The primary suite upstairs includes a sitting area, two walk-in closets, and a spa-like bathroom. Step outside to your own oasis: infinity-edge heated saltwater pool, two poolside cabanas, sunken fire pit, playground, summer kitchen, and media projector. Added conveniences include accordion shutters, a full-home generator, and a mosquito-mist system. See attached features booklet.

11356 Canyon Maple Boulevard in Davie is currently listed by Rose and Dean Sklar, who can be reached at ‭954-298-3626 and sklarteam@gmail.com.

https://www.masterbrokersforum.com/Davie-mls-listing/A11788450.htm

Scenes from last night's EXTRAORDINARY Miami Master Brokers Forum dinner and discussion, generously hosted by City National Bank of Florida and in partnership with NYRAC! A deep dive into the impact of this week's elections and opportunities for Master Brokers to do business in NYC (and vice versa)!

OPPORTUNITY FOR YOUR CLIENTS ‼️

CPAs can now access special home loan programs through City National Bank of Florida.

If you have any CPA clients looking for homes, reach out to Rich Campanella, Vice President, Mortgage Banker, and the dedicated residential lending team at City National Bank of Florida.

📞 Connect with Rich at 954-647-0106 or rich.campanella@citynational.com to explore these unique opportunities and provide your clients with the best financial solutions available!

"...many of Miami’s luxury realtors interviewed by the Financial Times claim that the 'Mamdani effect' has caused an uptick in inquiries and home purchases from New Yorkers seeking to relocate. But that has yet to show up in much of the available data." (Article link below.)
https://archive.ph/3XquR#selection-1937.5-1941.58

"Miami-Dade's retail real estate is booming again. Stores are being leased by tenants, and the vacancy rate stands at just 3.5% across the county...space is primarily being filled by restaurants, health and fitness companies and medical services." (Article link below.)
https://www.axios.com/local/miami/2022/10/07/miami-dade-retail-real-estate-comeback

What do a legendary movie star, two international pop sensations, an iconic rapper-turned-actor, a sports media maven and a Real Housewife all have in common? They’ve all traded Hollywood lights for South Florida nights, and dropped some serious coin to make it happen. Will "Rocky" sensations in Tinseltown create even more "Good Vibrations" in Miami? We explore the La-La Land to Magic City migration trend in this edition of “South Florida by the Numbers”; a Master Brokers Forum partnership with The Real Deal.

Article link: https://therealdeal.com/miami/2025/10/30/south-florida-by-the-numbers-famous-folks-flock-to-florida/

Featuring this magnificent $42.5M point lot listed by Master Brokers Forum member Sheryl Hodor.

(Article link: https://lnkd.in/eWVxtVGq)

Scenes from the Miami Master Brokers Forum 2015 Holiday Party hosted by One Brickell, honoring Consuelo Stewart with the MBF "Legacy Award" and presenting $5,000 in scholarships to deserving FIU real estate students.

"South Florida’s residential market rallied in September, in a reversal of the region’s monthslong slowdown. Dollar volume in Miami-Dade, Broward and Palm Beach counties surged 13 percent to $4.3 billion, up from $3.8 billion last September..."
Article link: https://lnkd.in/etZZPN2W

"Miami-Dade and Broward real estate posted their best sales month of the year in September as total single-family homes and condo sales in both counties all grew year-over-year, according to statistics released by the Miami Association of Realtors." (Article link below.)
https://www.miamiherald.com/news/business/real-estate-news/article312620694.html

Many thanks to our friends at Alevon (the first online marketplace exclusively renting fine art valued over $100,000) and The Standard Residences, Brickell Miami for hosting today's busy and productive Miami Master Brokers Forum board meeting!

OPPORTUNITY FOR YOUR CLIENTS ‼️

Attorneys can now access special home loan programs through City National Bank of Florida. If you have any Attorney clients looking for homes, reach out to Rich Campanella, Vice President, Mortgage Banker, and the dedicated residential lending team at City National Bank of Florida.

📞 Connect with Rich at 954-647-0106 or rich.campanella@citynational.com to explore these unique opportunities and provide your clients with the best financial solutions available!

CNBFL Member FDIC

“𝙏𝙃𝙀 𝙂𝙇𝙊𝘽𝘼𝙇 𝘼𝙋𝙋𝙀𝙏𝙄𝙏𝙀 𝙁𝙊𝙍 𝙈𝙄𝘼𝙈𝙄’𝙎 𝙏𝙊𝙋-𝙏𝙄𝙀𝙍 𝙍𝙀𝘼𝙇 𝙀𝙎𝙏𝘼𝙏𝙀 𝙍𝙀𝙈𝘼𝙄𝙉𝙎 𝘼𝙇𝙄𝙑𝙀 𝘼𝙉𝘿 𝙒𝙀𝙇𝙇, 𝘽𝙐𝙔𝙀𝙍𝙎 𝙏𝙊𝘿𝘼𝙔 𝘼𝙍𝙀 𝙅𝙐𝙎𝙏 𝙈𝙊𝙍𝙀 𝙄𝙉𝙏𝙀𝙉𝙏𝙄𝙊𝙉𝘼𝙇—𝙁𝙊𝘾𝙐𝙎𝙀𝘿 𝙊𝙉 𝙇𝙄𝙁𝙀𝙎𝙏𝙔𝙇𝙀 𝘼𝙉𝘿 𝙇𝙊𝙉𝙂-𝙏𝙀𝙍𝙈 𝙑𝘼𝙇𝙐𝙀.” (Article link below.)
https://www.mansionglobal.com/articles/home-sales-boomed-in-floridas-priciest-regions-in-the-third-quarter-bbbdf651?mod=top_markets_miami

These Master Brokers Forum members won the "Managing Broker of the Year" and "Charitable Service" categories in this year's South Florida Agent magazine Agents' Choice Awards. (Announcement page link below.) Congratulations!
https://lnkd.in/ep_999aX

MASTER BROKER LISTING: Master Brokers Forum members Carole Smith and Cristina Formosa present this beautiful South Miami home, just blocks from the center of the vibrant downtown and situated in the storied Sunset Elementary school district!

A home with at least five bedrooms plus an office that exudes comfort and sophistication. A home with a chef's kitchen that sits at the center of it all with beautiful, quartzite countertops, Sub-Zero refrigerator, six-burner gas Thermador range, two dishwashers and walk-in pantry. If only this house had impact glass, a generator, and an elevator. If only the outdoors had a heated pool, a stylish summer kitchen and gorgeous landscape lighting for all your evening soirees. Well, you can have all these things and more at this special South Miami gem. The unique street-to-street access provides incredible convenience. A Very Special Home.

5776 SW 77th Terrace in South Miami is currently listed for $3,899,999 by Carole Smith (305-710-1010/csmith@veryspecialhomes.com) and Cristina Formosa (305-773-0679/cformosa@veryspecialhomes.com.)

https://lnkd.in/e3xVn7my

This Master Brokers Forum member represented the seller in this $16 million Coral Gables transaction. (Article link below.) Congratulations!

https://www.bizjournals.com/southflorida/news/2025/10/13/yahoo-guru-gowrappan-sells-coral-gables-home.html

💰 “Earned” income is imported - and underreported
🌎 Underestimated International appeal
⚖️ Prices are deceptively steady – not inflated
💵 Cash is king – but wildly ignored
🎈 A stable "balloon" – NOT A “BUBBLE”
Article link: https://www.realtor.com/news/trends/miami-fl-risk-housing-market-bubble-ubs-index-2025/

Nearly 240,000 residents left California from 2023 to 2024 – the largest exodus of any U.S. state. More than 39,000 of those people moved to Florida during that time frame.

"...it starts with the convergence of lifestyle and business – zero state income tax, business-friendly policies, year-round outdoor living. I think it's also a great transition for a California resident to be moving here to Florida because of the fact that you get to still enjoy and embrace the outdoors, the fact that we're a great coastal city, the sheer fact that we have access to do pretty much anything you can within 15 minutes of where you live." (Article link below.)
https://www.foxbusiness.com/media/californians-tempted-leave-all-behing-miamis-scorching-real-estate-market

"Fisher Island — home to coveted golf courses, waterfront mansions and about 700 households — had a median home sales price of $9.5 million...compared to Atherton’s $8.3 million." (Article link below.)

https://www.mansionglobal.com/articles/south-florida-dethrones-silicon-valley-as-home-to-americas-most-expensive-zip-code-2ca1be45

MASTER BROKER LISTING: Master Brokers Forum members Joe Ando & Jim Cunningham present this exquisite, custom built waterfront estate, situated on 122 feet of protected water frontage, on a wide canal and no fixed bridges. Perfect for someone looking to home their 100 foot yacht!

The home was custom built from the ground up in 2007. High-end finishes and meticulously chosen exotic woods and stone throughout. Designed for those who love to entertain and enjoy the luxury of living on a private resort. Three ensuite living quarters, each with private sitting areas. A gourmet kitchen with double island, professionally built-in appliances and gas cooktop. Living and dining areas overlooking the pool area. Lush tropically landscaped grounds surround by the heated pool and covered lanai. A cabana with built in grill and cabana bath. An oversized, two-car garage, whole home generator and much more. Truly a must see!

2321 SW 26th Avenue in Fort Lauderdale is currently listed for $4,500,000 by Joe Ando (954.616.9655/jando@onesothebysrealty.com) and Jim Cunningham (954.839.8800/ jcunningham@onesothebysrealty.com.)

https://lnkd.in/e7vZBktS

This Master Brokers Forum board member represented the buyers in this record-setting Bal Harbour condo sale. (Article link below.) Congratulations!
https://therealdeal.com/miami/2025/10/07/chicagos-dan-fischel-sylvia-neil-buy-31m-bal-harbour-condo/

OPPORTUNITY FOR YOUR CLIENTS ‼️

Help your clients secure flexible, customized financing for their condominium development projects with Rich Campanella, Vice President, Mortgage Banker and the City National Bank of Florida team.

📞 Contact Rich today at 954-647-0106 or rich.campanella@citynational.com to learn more and give your clients the edge they need in today's competitive market!

CNBFL Member FDIC

Scenes from last night's AMAZING Gold Coast Master Brokers Forum dinner and presentation hosted by City National Bank of Florida, featuring special guest presenter David Keesee on "Winning the Shift"!

"Miami took first place and outranked popular food destinations like Los Angeles and New York...Affordability, quality and diversity propelled Miami to victory. The city leads America in availability of affordable restaurants with at least 4.5 out of 5 stars and has a high number of restaurants per capita...The city boasts 13 Michelin-starred restaurants, including L’Atelier de Joël Robuchon, which has two Michelin stars." (Article link below.)https://southfloridaagentmagazine.com/2025/09/30/miami-best-foodie-city/

"Miami’s luxury condo market had another hot month in August, continuing a trend that finds fancy homes attracting big spenders...In addition to the high-end living demand — with the number of sales transactions of $5 million-and-up units jumping nearly 12% over last year — the median price of affordable older condos, considered 30 years and up, also remains strong..."

Article link: https://www.miamiherald.com/news/business/real-estate-news/article312320096.html

Relive the Master Brokers Forum's extraordinary January 2020 event at PALAZZO DELLA LUNA, Fisher Island, "The Art of Selling Luxury Real Estate"!

Members enjoyed the MBF's first-ever Luxury Expo, and a lively panel discussion with Nelson Gonzalez - Miami Beach Luxury Real Estate, Farid Moussallem, and Dora Puig Team, moderated by then-MBF chair Jeff Morr.

https://www.youtube.com/watch?v=IbIOJB8HsFI

MASTER BROKER LISTING: Master Brokers Forum member Ale Alfonzo presents this timeless French-inspired estate offering a blend of classic elegance and refined comfort, nestled in the exclusive Ponce-Davis neighborhood.

Set on over 51,000 square feet of lush, gated grounds, the home was crafted by Palmira Homes and features expansive living spaces designed for gracious living and effortless entertaining.

A stately foyer opens to a formal salon, library, media room, and a gourmet kitchen with full catering pantry. Outdoors, a summer kitchen, and a resort-style pool create a tranquil escape surrounded by manicured gardens. A four-car garage and elevator complete this exceptional offering. Located on one of Miami's most coveted streets, just minutes from top schools and the best of Coral Gables. A true legacy property in one of the city's most prestigious enclaves.

8252 SW 52nd Avenue is currently listed for $10,900,000, who can be reached at (305) 904-0410 and/or ale@serhant.com.

https://www.masterbrokersforum.com/Miami-mls-listing/A11842020.htm

OPPORTUNITY FOR YOUR UK NATIONAL CLIENTS 🇬🇧

UK Nationals can now access special home loan programs through City National Bank of Florida.

If you have any UK national clients looking for homes in Florida, reach out to Rich Campanella, Vice President, Mortgage Banker, and the dedicated residential lending team at City National Bank of Florida.

📞 Connect with Rich at 954-647-0106 or rich.campanella@citynational.com to explore these unique opportunities and provide your clients with the best financial solutions available!

...THREE massive real estate news stories from the weekend! 𝙒𝙝𝙞𝙘𝙝 𝙤𝙣𝙚 𝙬𝙞𝙡𝙡 𝙝𝙖𝙫𝙚 𝙩𝙝𝙚 𝙗𝙞𝙜𝙜𝙚𝙨𝙩 𝙞𝙢𝙥𝙖𝙘𝙩 𝙤𝙣 𝙎𝙤𝙪𝙩𝙝 𝙁𝙡𝙤𝙧𝙞𝙙𝙖 𝙖𝙣𝙙 𝙬𝙝𝙮? (Article links below.)

1. https://therealdeal.com/national/2025/09/22/compass-acquiring-anywhere-parent-of-century-21-and-coldwell-banker

2. https://therealdeal.com/miami/2025/09/19/russell-galbut-and-partners-buy-galleria-fort-lauderdale/

3. https://therealdeal.com/miami/2025/09/21/how-the-feds-rate-cut-could-affect-south-florida-buyers/

MASTER BROKER LISTING: Master Brokers Forum member Cinthia Ane' McGreevy presents this light-filled two-bedroom/two-bathroom residence, offering sweeping panoramic views of the renowned St. Andrews golf course. The spacious condo boasts an open floor plan, seamlessly flowing to a generous porch ideal for enjoying lush fairways and tranquil ponds.

Thoughtfully designed interior features hurricane impact windows, a gracious entryway, walk-in closets, a large storage closet, and covered parking. Private breakfast area and separate patio off the kitchen offer cozy quiet moments. At the sought-after St. Andrews Club, residents enjoy the brand-new West Clubhouse, 18-hole Par 3 golf course, fitness center, croquet and tennis courts, elegant dining, stunning beach, and sparkling pool. Move-in ready and amenity-rich, this is a rare opportunity to embrace the elegant, active lifestyle surrounded by natural beauty.

4475 North Ocean Blvd., Unit #31G in Delray Beach is currently listed for $975,000 by Cinthia Ané McGreevy, who can be reached at (954) 295-4207 and/or cinthia@aneandco.com.

https://lnkd.in/e-fwf6Jv

𝗧𝗶𝗺 𝗪𝗲𝗶𝘀𝗵𝗲𝘆𝗲𝗿, 𝟮𝟬𝟮𝟱 𝗙𝗹𝗼𝗿𝗶𝗱𝗮 𝗥𝗘𝗔𝗟𝗧𝗢𝗥𝗦 𝗽𝗿𝗲𝘀𝗶𝗱𝗲𝗻𝘁:
“My advice to consumers remains the same: don’t miss out on your opportunity to build equity...The sooner you get in, the sooner you start building long-term wealth. 𝙁𝙤𝙧 𝙍𝙚𝙖𝙡𝙩𝙤𝙧𝙨, 𝙩𝙝𝙞𝙨 𝙞𝙨 𝙖𝙣 𝙤𝙥𝙥𝙤𝙧𝙩𝙪𝙣𝙞𝙩𝙮 𝙩𝙤 𝙝𝙚𝙡𝙥 𝙮𝙤𝙪𝙧 𝙘𝙡𝙞𝙚𝙣𝙩𝙨 𝙪𝙣𝙙𝙚𝙧𝙨𝙩𝙖𝙣𝙙 𝙩𝙝𝙚 𝙢𝙖𝙧𝙠𝙚𝙩, 𝙨𝙚𝙩 𝙧𝙚𝙖𝙡𝙞𝙨𝙩𝙞𝙘 𝙚𝙭𝙥𝙚𝙘𝙩𝙖𝙩𝙞𝙤𝙣𝙨, 𝙖𝙣𝙙 𝙗𝙚 𝙧𝙚𝙖𝙙𝙮 𝙩𝙤 𝙖𝙘𝙩.” (Article link below.)
https://southfloridaagentmagazine.com/2025/09/17/fed-september-rate-cut/